A philosophy, not just an app.
Ozorys is not a mere budgeting app: it is a financial sanctuary. Every design decision serves a single conviction — that you, and you alone, should be sovereign over your money.
All of your data is encrypted on your own device with your secret code (AES-256-GCM). The key never leaves your phone, and no one — not even Ozorys — can read what you store.
The app runs entirely without the Internet. You depend on no server to consult your budget: it works everywhere, even in airplane mode, even off the grid.
Your financial data is not a product. It is your property — encrypted, offline and sovereign. Ozorys simply gives you the tools to master it.
Create & seal your vault
On first launch, a guided ritual walks you all the way from the welcome to the final seal. Ozorys speaks six languages and states its Zero-Knowledge spirit from the very first screen. Just follow the thread, step by step.
The welcome
Before any access, Ozorys restates its promise: your code will be the only key, and it keeps no copy of it. You then create your session PIN — and, if you wish, a transport password to protect your backups.
Choose your language — Ozorys speaks six
The manifesto: take back control of your sovereignty
Zero-Knowledge: Ozorys never stores your code
The configuration
You give your vault an identity: your first name, its name, your main currency and, if needed, secondary currencies chosen from a long list.
Configuration: first name, vault name and currencies
Compose your budget
The heart of the setup: you declare what comes in, what goes out, and what you set aside. A progress bar guides you from one screen to the next.
Your income
Salary, benefits, pensions: everything that comes in each month.
Your fixed expenses
Rent, insurance, subscriptions — with the option to deduct them from your Remaining Balance.
Your variable expenses
Groceries, leisure, the unexpected: the very heart of your Remaining Balance.
Your savings
The amount set aside, automatically, every month.
Your income: what comes in each month
Your variable expenses: the heart of Remaining Balance
Your fixed expenses, dated, with the DI option
Your savings, set aside every month
Reminders, backup & the seal
Before sealing, Ozorys takes stock and offers two valuable settings, then closes your vault.
The summary
Income, charges, savings, safety cushion and estimated Remaining Balance: the whole picture at a glance.
Notifications
Gentle reminders — upcoming due dates, entries to reconcile, Remaining Balance tracking — all computed on your device, with nothing sent out. A discreet bell appears on your dashboard.
Your first backup
You set up your safety net, encrypted, from the moment of creation.
The seal
You confirm: the vault is encrypted, protected by your code, ready to welcome you.
The summary: safety cushion and estimated Remaining Balance
Reminders in action: today's balance, due dates, entries to reconcile
Sealed and ready: your vault opens for you alone
Notifications: gentle reminders, computed on your device
Set up your first backup, then seal
Zero-Knowledge is absolute: no one — not even Ozorys — can recover your code. Write it down somewhere safe and back up your vault today.
The Default Budget
Set your recurring lines once — salary, rent, utilities, savings, groceries — and Ozorys replants the scene on the 1st of every month. Your Remaining Balance is ready before your first coffee.
Open the Default Budget
From the settings, add your recurring lines. Ozorys can even detect your recurrences for you.
Decide line by line
The « Deduct from Remaining Balance » box places a line in your everyday envelope (DI badge) or among the charges set aside in advance.
Reload each month
« Load the template » reinstalls everything in one gesture. Something unexpected? Two taps adjust a line, and the forecast follows.
Your charges do not all fall on the same day. The calendar lays them out over time so none takes you by surprise — rent on the 5th, insurance on the 7th, a subscription on the 21st.
The Default Budget: your recurring lines, detected and set
The calendar: every due date on its day
Disposable Income
Remaining Balance is what you have left to live on once fixed charges and savings are set aside. Ozorys turns it into a living ring, at the centre of the dashboard, that answers the only question that matters: how much can I spend today, safely?
The living ring
The monthly amount and the « safe to spend today » figure, inside a golden halo that breathes.
Navigate through time
The month slider to review the trend; the « Today » card for the detail of the day.
My week, discreet mode
A weekly forecast versus actual; and with one gesture, discreet mode veils your amounts in public.
No need to be an accountant: the ring tells you at a glance whether you are on track. The rest — the detail, the analyses — is only there if you ask for it.
The Remaining Balance gauge, at the centre of the dashboard
The detail: forecast, actual, remaining — by category
My week: forecast and actual, day by day
Record an entry
From the central golden button — present on every screen — you open the entry form. It always opens with a simple question: « what are we adding? », and offers three paths depending on your intent.
An expense
Already paid. It draws down your Remaining Balance at once if it is a variable expense. This is the everyday gesture.
Income
Already received — salary, benefit, refund. It feeds your budget for the month.
To be forecast
An expense or income to come. It joins your forecast without touching your margin; when the day comes, you confirm it with one gesture.
« To be forecast » does not yet draw down your Remaining Balance. Forecast and actual then coexist, so you can compare what you anticipated with what actually happened.
Every field counts
Nature (actual or upcoming), type (expense, savings or income), amount, currency, category, date, payment method — and the author, essential in Tribe Mode. Two dedicated buttons — Receipt and Invoice — let you attach a photo of a receipt or an invoice to the entry: they are stored encrypted, like everything else.
Record the expense on the spot, not in the evening. Thirty seconds at the checkout beats an hour of reconstruction at month's end.
The entry point: expense, income or to be forecast?
Income is recorded just as simply
Recording an expense — with a receipt and invoice attached
The forecast & the actual
Ozorys keeps two columns in parallel: what you have planned, and what has actually happened. The two coexist at all times — so you can measure, at a single glance, the gap between your intentions and the month's reality.
The forecast prepares
An upcoming expense joins your forecast without drawing down your margin. You anticipate without penalising yourself in advance.
The actual decides
Remaining Balance is computed on the actual only. What is merely planned does not yet move your budget for the day.
The gap enlightens
Side by side, forecast and actual reveal where you kept to your plans — and where the month surprised you.
This is the heart of the Ozorys model: you prepare with the forecast, you decide with the actual. One never draws down the other.
Planned expenses, by nature
Actual expenses, set against the forecast
Manual reconciliation
The forecast prepares; reconciliation confirms. When an expense has truly taken place, you reconcile it in the register: it moves from « to reconcile » to verified, and receives its golden stamp. It is this gesture that guarantees an accurate Remaining Balance, to the last cent.
The « to reconcile » tab
The register sorts your entries into three views — actual, to reconcile, forecast. « To reconcile » lists what awaits your confirmation.
One gesture to confirm
Swipe a card to the right to mark it read and verified, to the left to flag it. Everything is recomputed on the device.
The « verified » stamp
Every reconciled line receives a golden, dated seal — the visible mark of its authenticity.
A register kept up to date means a faithful Remaining Balance. A few seconds after each expense beat a reconciliation at month's end.
The register: reconcile your entries, each verified line earns its stamp
Three envelope natures
Every line in your budget belongs to one of three natures. This choice is anything but decorative: it decides whether the entry weighs, or not, on your Remaining Balance.
The fixed charge
Rent, insurance, subscriptions. Predictable and non-negotiable, they are set aside upstream of Remaining Balance.
The variable expense
Groceries, leisure, the unexpected. This is where your margin plays out: they draw directly on the Remaining Balance of the month and of the day.
Savings
What you set aside. Treated as a commitment to yourself, it is reserved even before your margin is computed.
Only the variable expense moves your Remaining Balance. A fixed charge or savings are set aside in advance: they do not draw down your budget for the day.
How Ozorys reasons: income, minus fixed charges, minus savings
Projects & goals
A trip, a piece of equipment, a gift: a project is a sum you set aside gradually in view of a future expense. Ozorys handles it in a subtle but essential way to grasp.
Name your project
A name, an icon, and it becomes concrete: « Trip », « New bike », « Safety cushion ».
Set the target and the deadline
An amount to reach, a date. Ozorys works out the monthly sum to set aside and summarises everything before you create the project.
Track the progress
The project advances with each contribution, and shows you its effect on your Remaining Balance.
A project never increases the budget of an envelope. It must be thought of as a sum withdrawn, reserved for later. Ozorys applies this logic: your margin shrinks as you set money aside, which reflects the reality of your money.
A name, an icon: the project takes shape
The project's effect on your Remaining Balance, in plain terms
The summary: target, deadline and suggested monthly amount
The dashboards: the analyses
Your recorded data comes to life as clear charts, reachable from the home screen and the register. The dashboards read your data for you: the category breakdown shows where your money goes, and the Footprint reveals your habits — the day you spend the most, your dominant categories.
Follow the three curves
Income, actual expenses, the descent of Remaining Balance: the pulse of the month, day by day.
Turn the rings
By category, by author, by payment method: three angles to see where, who and how.
Decide for the month ahead
Spot the surprise line and set it a gentle goal. Analysis is there to act, not to judge.
The breakdown rings: where your money goes
The guardian: watches for duplicate subscriptions and unusual amounts
The Footprint: « you spend the most on Fridays »
The coach: your Remaining Balance, commented
The simulator: measure the impact before you decide
Self-learning
The more you use Ozorys, the faster it becomes. The app quietly remembers your habits — the payee of an expense, its payment method, its currency — and pre-fills your next entries. A repeated gesture becomes an instant one.
None of this ever leaves your device: this learning is learnt and stored encrypted, locally. And you stay in control at all times, choosing whether Ozorys should ask before it remembers, or stay silent.
100% local, nothing is transmitted. Ozorys's intelligence works for you, on your device, never anywhere else.
What Ozorys has learnt from your entries — and that you control
The savings hub
Beyond the month, Ozorys helps you look far ahead. The savings hub brings together three projection tools that turn discipline into a rewarding game.
Name your goal
A realistic annual amount, however modest. Naming it already raises your chances of reaching it.
Follow the annual gauge
The percentage climbs month after month — a formidable engine of motivation.
Project your total capital
Starting capital included, Ozorys traces the trajectory of your wealth over time.
A rising curve makes the effort visible and rewarding. Discipline becomes a motivating game.
The serenity cushion
Ozorys reverses the usual order: instead of saving whatever is left at month's end — which is often nothing — it invites you to pay yourself first. The serenity cushion embodies this reserve: a mattress that absorbs the unexpected without derailing your budget.
A gauge shows where you stand, distinguishing two readings: what you have actually saved, and what you had planned to save. The gap between the two tells you, plainly, whether your intentions turn into action.
Save first, spend later. The gauge reads on two levels — actual and forecast — to adjust without ever fooling yourself.
Annual goal, running total and overall capital
The Temporal
Your budget does not live in the present alone. Ozorys lets you travel back through time, revisit your financial past and seal tamper-proof traces of it.
The time slider
Slide through the months to see your Remaining Balance as it was — a retroactive budget, month after month.
The snapshots
Every day, Ozorys freezes an encrypted snapshot of your vault. An assistant lets you travel back in time and restore a precise state, protected by your code.
The Capsule
A dated, sealed photograph of your whole vault, in a standalone encrypted file — frozen and tamper-proof, distinct from a mere backup.
The Great Ledger
The story of your year: total saved, best month, consistency, your three leading categories. Your financial history, told.
When a month ends, you can seal it ceremonially. Once closed, it becomes a page of history — Ozorys only ever offers you months that are over.
The snapshots: travel back in time, restore a precise state
Tribe Mode & multi-vault
Share a budget as a couple, a family or a flatshare, in an encrypted vault only you can read — and keep, if needed, several watertight vaults side by side.
Pair with a QR code
A simple QR links two devices; the vaults sync in real time, end-to-end encrypted, through an invitation link.
Every entry, its author
You see who paid for what, without confusion. Tribe search isolates any line in two seconds.
Several vaults
Create a personal vault, a professional one, a shared one — each with its own name and ambience. An « all vaults » overview brings them together, while each stays encrypted separately.
Even synced between your devices, your data stays encrypted: the servers carry nothing but unreadable packets.
The shared register: every entry carries its author
Create a vault: a name, an ambience
My vaults: several watertight spaces, one global overview
Invite a device: a QR links the household's devices, encrypted
The security arsenal
Beyond encryption, Ozorys deploys several protections so your vault stays safe in every circumstance — and so no one reads over your shoulder.
Némésis Mode
Several wrong codes and the app locks itself (1 hour, then 24 hours). Brute force is neutralised, the keypad frozen.
Discreet Mode
A double-tap on the header blurs every amount. Ideal in public — no one reads your figures over your shoulder.
Circuit-Breaker (Air-Gap)
Cut all Cloud sync: your vault becomes completely isolated from the network, a truly offline fortress.
Auto-lock
A countdown warns you before locking the vault after a spell of inactivity.
GDPR purge
Ozorys can automatically destroy receipt photos older than five years: data minimisation, by design.
The sealed report freezes a state and certifies it with a SHA-256 fingerprint — a tamper-proof statement. The paper recovery key is your ultimate cold storage, printed and kept offline, beyond the reach of any hack.
Stealth mode: with a gesture, your amounts are veiled
The security log: AES-GCM 256, zero trackers
The sealed report, certified by a SHA-256 fingerprint
The paper recovery key: the ultimate safety net
Backup & restore
Your data is truly yours: portable, restorable, unreadable by anyone else. Ozorys protects it with a three-strand safety net that you reinforce at your own pace.
On the device
The first strand: your data lives here, encrypted, available offline.
The encrypted file
The second strand: an exported copy (encrypted JSON, plus a portable CSV) that you keep apart and re-import at any time.
The cloud vault
The third strand: in Tribe Mode, a synced, encrypted cloud backup. A gauge — 1/3, 2/3, 3/3 — shows how solid your net is.
A guided assistant recovers your entire vault on a new device; the trash restores recent deletions; and Ozorys can verify that a backup is authentic and restorable, without restoring a thing.
The three-strand safety net: device, encrypted file, cloud
Verify a backup: authentic and restorable
Guided restore: your vault on a new device
The trash: nothing is lost by accident
Integrity & maintenance
A well-kept vault stays faithful over time. Ozorys gives you the tools to maintain it — and, if needed, to start over — without ever exposing anything.
Clean up duplicates
Syncing can create duplicate entries; one click spots and erases them to keep a reliable register.
Purge old receipts
Free up memory by erasing very old receipt photos, those over five years old.
The health check
Opens the security logs and the vault's status: you verify, at any moment, that all is sound.
Air-gap mode
Fully isolate the device: no network output. Your vault becomes an offline fortress.
Maintenance ranges from a simple cache refresh to detaching the vault, all the way to a total reset — final. Each action is clear about its consequences, and everything happens locally.
Register integrity: duplicates, purge, health check, air-gap
Ambiences & discretion
A budget is consulted often, sometimes several times a day: the place might as well feel pleasant. From the Appearance panel, Ozorys offers a theme, an automatic theme that follows the hour, and several visual ambiences for your home screen — from deep tones to a sky that tracks the time of day.
To this is added discreet mode: with one gesture, your amounts are veiled, without leaving the page or losing your place. Two settings, one purpose — that you feel at home, and in confidence, wherever you are.
Appearance: theme, automatic theme and home-screen ambiences
The plans
Remaining Balance stays free for life, in every plan. Each tier inherits the previous one and opens up depth, sharing, then the fortress.
Solo Discovery — free
A 100% offline app, Remaining Balance and entry, up to eight expense categories. Your way into the method.
Solo Standard
Unlimited categories, receipts encrypted and stored locally, all the depth of Ozorys — without cloud sync.
Tribe Premium
Sharing: cloud sync of the register, PDF report export and access to themes, plus the sealed report. Images stay local.
Tribe Ultra
The fortress: an ultra-fast cloud source of truth, sync of all your images, seamless multi-device restore, and every ambience.
Whatever the tier, the principle never changes: even the encrypted cloud of the advanced plans stores nothing but unreadable packets. Your data stays yours.
Solo Discovery and Solo Standard: the core, free then unlimited
Tribe Premium and Ultra: cloud sharing and the fortress
Ready to put it into practice?
You now know Ozorys inside out. Download the app, or go deeper with the Academy's interactive journey.