The foundations of sovereignty
Twenty-six modules to understand, step by step, money kept "cold": your disposable income, the encrypted vault, and the art of spending without ever putting yourself at risk.
Start the courseWhy a « cold » budget
Before the numbers, an idea. Understand why Ozorys protects your money the way one protects a treasure: cold…
Open the module 02Disposable income
The heart of Ozorys. A single number, constantly recalculated, that tells you exactly what you can spend…
Open the module 03Create & seal your vault
Time for practice. In three guided steps, you set up your sanctuary, build your first budget and seal it…
Open the module 04The living dashboard
Once your vault is sealed, you arrive on the home screen. Everything there revolves around a single figure…
Open the module 05Personalize your vault
A vault that feels like you. Categories, authors, payment methods, default budget, themes: Ozorys adapts to…
Open the module 06Entering an operation
The reflex that changes everything: logging each money movement in seconds, the moment it happens. Here's how…
Open the module 07Receipts & invoices
An expense is also proof. Ozorys lets you attach the receipt or invoice to each transaction — encrypted, on…
Open the module 08The Global Ledger & search
All your transactions gathered in a single ledger. And, in Tribe Mode, a search to find any line in two…
Open the module 09Anticipate: planned & reconciliation
An expense doesn't always wait to happen to matter. With the planned status and reconciliation, you steer…
Open the module 10The calendar of upcoming bills
A budget is won as much on what is coming as on what has passed. Ozorys' calendar lays this month's upcoming…
Open the module 11Reading your analytics
Your entered data comes to life. Curves and rings turn a list of operations into a clear story: that of your…
Open the module 12Learning & the Guardian
Ozorys does not merely record: it observes, learns and watches over you — always on your device, never…
Open the module 13The Ultra advisors
Beyond tracking, Ozorys can become a genuine advisor. Three modules in the Ultra plan help you decide before…
Open the module 14The savings center
Beyond the month, Ozorys helps you see far. Annual goals, savings trajectory and wealth projection: turn…
Open the module 15Goals & projects
Saving without a goal is like rowing with no bearing. With Goals and Projects (Ultra plan), you give your…
Open the module 16Multi-currency
Traveler, expat, cross-border worker? Ozorys handles several currencies natively, offline, without ever…
Open the module 17The Temporal: traveling through time
Your budget has a memory, and Ozorys hands you the keys to it. The Temporal brings together everything to do…
Open the module 18Tribe Mode
Share a budget as a couple, family or flatshare — in an encrypted vault only you can read. Everyone keeps…
Open the module 19Solo, Tribe & plans
Ozorys grows with you. From the 100% offline solo vault to the synced household, here's how to choose the…
Open the module 20The 3-layer Safety Net & the Trash
Sovereignty has a flip side: if you alone hold the key, you alone must make sure nothing is lost. For this…
Open the module 21The monthly PDF report
Sometimes you need to show your accounts — to a landlord, an accountant, or yourself. Ozorys generates a…
Open the module 22The sealed report
Sometimes it is not enough to know: you have to prove. Beyond the monthly statement, Ozorys can produce a…
Open the module 23The security arsenal
Beyond encryption, Ozorys deploys a comprehensive defensive arsenal. Five protections to keep your vault…
Open the module 24Switch phones without losing anything
New phone, loss, breakage: your data hinges only on your code and your backup. Here's how to recover your…
Open the module 25Sovereignty & backup
The last module, and the most liberating: your data is truly yours. Portable, restorable, unreadable by…
Open the module 26Ozy's World
The finest legacy of all: teaching children about money. Ozy's World is a games academy designed for ages…
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